Payend is an innovative fintech institution that offers banking accounts, card issuance, and acquiring services.As a company holding an EU EMI license (EMI LB000480), Paytend strictly adheres to the General Data Protection Regulation (GDPR) and the Payment Services Directive 2 (PSD2) of the European Union to ensure the privacy and security of user data.Get your SEPA accountApply online for your own SEPA account by using the Paytend App, your name, your own IBANTransfer your Money globallyThe fastest single euro payment area payment within 1 minute by SEPA InstantSWIFT receipt and payment support your cross-border wire transfer in 37 currencies from 57 countries.Global Money Transfer to China UnionPay Card without limitExchange currencies at the real-time rateMutual exchange of 37 currencies, real-time exchange rates, no exchange difference, and free of commission feeGet your Bank Card with clicksVisa Card, Master Card, online real-time card issuance, support global consumption and ATM withdrawal, make payments online and in-store.Business executive solutionCross-border e-commerce settlement, fast, efficient, and ultra-low commission fee.Paytend business account boasts a powerful system for gathering and transferring funds worldwide, capable of handling batch payments.